It is recommended that
you avoid this business and person.
Heidi Martin (previous last name of Chafik)
aka Heidi Joy, has a reputation of cheating
people out of their money. When working generously with her, giving
plenty of time, she historically will
not make any attempt to repay her debt even in partial amounts. Heidi
will immediately attempt to mislead you with her outrageous and
completely baseless, ficticious stories. Stories which paint a picture
of 'poor me' and all those other 'crazy people'. You will
quickly recognize a bi-polar and schizophrenic personallity.
She has previously operated businesses under the names Toano County Market and The Country Market.
One such lender made her a
generous loan of $7000 to buy a pick up truck and trailer from her
sister in Michigan. She got it during the winter (January 2011) days
after the loan was made.