The next time you order checks, have only your initials (instead of first and middle names) and last name printed on them. If someone takes your check book, they will not know if you sign your checks with just your initials or a fuller version of your name. Your bank will know how you sign your checks.
When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the memo line. Instead, just put the last four numbers. The credit card company knows the rest of the number and anyone who might be handling your check as it passes through all of the check processing channels won't have access to it.
Put your work phone number on your checks instead of your home phone. Use your post office box or work address instead of your home address.
Never have your social security number printed on your checks. You can always write it on the check, if absolutely necessary.
Place the contents of your wallet, everything except the money, on a photocopy machine and print both sides. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel.
If one or more of your credit cards are lost or stolen, immediately notify the credit card issuer(s) and file a police report in the jurisdiction where the loss or theft occurred. Also, call the three national credit reporting organizations to alert them of possible fraud involving your card(s). Their numbers are: Equifax 1-800-525-6285, Experian (formerly TRW) 1-888-397-3742, and Trans Union 1-800-680-7289. Doing this will cause your credit file to be flagged and anyone checking your account will be informed of the possibility of fraud and/or attempted identity theft. The Social Security Administra- tion also has a fraud line: 1-800-269-0271.
Carry a copy of your passport when you travel, either here or abroad. This helps to establish your identity, residence, and citizenship.
Words to the wise.